12/2/2007 - How and when you can receive personal loan.
To receive personal loan, you need to have the initial sum in size not less, than 30 % from cost of your future apartment. It is possible or to bring in this initial sum at once , or to save up in cooperative society. In the latter case you receive more concessionary terms on return of the loan. Offset of cost of apartment already available at you which you want to exchange for the best is possible also.
Before the introduction in personal loans you get acquainted with various possible modes of accumulation and return of money resources, and choose the variant most suitable to you. All these modes are subordinated to the following clear laws:
The for purchase of an apartment you have saved up the big share of means in cooperative society, the faster to you the missing sum, and with that long time the installment plan is allocated as the loan
The longer you, having saved up the certain share of means, agree to wait for allocation of the loan, the installment plan for its return, and the it is less membership dues
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